Is your retirement plan built for you?
Retirement planning isn’t one-size-fits-all. In this quick video, Matt D’Amico, CFP®, shares four ways our team personalizes retirement income plans based on your unique lifestyle, goals, and income sources. If you’re approaching retirement, this is a must-watch.
Transcript:
How We Personalize Retirement Income Plans
By Matt D’Amico, Financial Advisor at Networth Advisors
At Networth Advisors, we believe retirement planning should be as unique as the people it serves. In this video, I’ll walk you through four ways we take a more comprehensive and personal approach to building reliable retirement income plans—tailored to your goals, lifestyle, and future needs.
1. Start with Your Goals and Priorities
Every retiree has different priorities—whether it’s travel, hobbies, healthcare, or simply enjoying life without financial worry. That’s why we begin by getting to know you: your goals, your lifestyle, and your concerns.
We help you define your essential expenses versus your discretionary spending—what we like to call “fun money.” This foundation gives us the clarity to build a plan around what really matters to you.
2. Identify All Your Income Sources
Next, we analyze every potential income stream available to you. That might include Social Security, pensions, investments, annuities, or even rental income.
Understanding these sources allows us to structure your plan for both reliability and flexibility. With Social Security in particular, timing is everything—we help you decide when to file in a way that optimizes your benefits and fits with the rest of your plan.
3. Optimize for Taxes and Longevity
Once income sources are mapped out, we create a withdrawal strategy that’s designed to be tax-efficient. We also guide you through pension options and help ensure that your income lasts, even in the face of inflation or a long retirement.
With people living longer, your plan needs to account for rising costs and market changes over time. We’ll work with you to build a mix of stable income and long-term growth that keeps your plan resilient.
4. Build a Plan That Lasts Decades
A thoughtful retirement income plan isn’t just about the next 5 years—it’s about the next 20 or 30. We consider inflation, market volatility, and your personal timeline to make sure your money works as hard as you did.
Whether you’re years away from retirement or just around the corner, it’s never too early—or too late—to start building a plan that’s truly your own.
Let’s Talk About Your Retirement Plan
If you’re ready to take the next step toward a more secure and personalized retirement, we’re here to help.
📞 Call us at 724-746-3585
📧 Email: schedule@networthadvisorsllc.com
Let’s build a retirement income plan that reflects you—your goals, your priorities, your life.
